ChatPay lets your customers book and pay deposits instantly via M-Pesa — directly inside WhatsApp. No apps. No links. No follow-ups.
Your customer chats like they always do. ChatPay handles the rest automatically.
No complex setup. No training. Just WhatsApp and M-Pesa working together for your business.
Flat monthly fee + small commission only when you earn. No hidden charges. No long contracts. Cancel anytime.
"I used to lose bookings because people delayed paying deposits. Now they pay instantly while we're still chatting."
"I don't chase customers for deposits anymore. ChatPay handles it and sends me the money. Best decision for my business."
"The 9pm daily summary is my favourite feature. I know exactly how much I made without opening any app all day."
Everything you need to know before getting started.
ChatPay uses Safaricom's official M-Pesa API (STK Push). When a customer confirms a booking, an M-Pesa prompt is sent directly to their phone. The money is deposited into your registered M-Pesa Paybill or Till number — ChatPay never holds your funds.
Most businesses are live within 30 minutes. You only need your WhatsApp number and M-Pesa Paybill or Till details. Our team walks you through the entire setup over WhatsApp — no technical skills required.
No. Your customers interact entirely through WhatsApp, which they already have. There is nothing new to download, no account to create, and no link to click. The experience is completely native to WhatsApp.
All data is stored securely on Kenyan-based servers. We do not sell or share your data or your customers' data with any third party. You retain full ownership of your booking and transaction records at all times.
Yes. There are no long-term contracts. You can cancel your subscription at any time by messaging us on WhatsApp. Your data remains accessible for 30 days after cancellation.
Set up in 30 minutes. No technical skills needed. Your customers will love it.
Chat with us on WhatsAppOr email us at hello@chatpay.co.ke